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texas mortgage lenders

Jessica Davila

Mortgage Loan Origination Officer
NMLS#: 1771438

Phone: (832) 210-4459
Jessica@smarterml.com

Hello, welcome to my page.

I began my career in banking in 2004, where I gained extensive experience across various

areas of financial services. Over the years, I transitioned into consumer lending, then

moved into commercial lending, where I spent the next 16 years. This broad range of

experience has provided me with a comprehensive understanding of the financial industry

and a strong foundation in lending practices.

In recent years, I shifted my focus to the mortgage industry, driven by a passion for helping

individuals and families achieve homeownership. With the knowledge I’ve acquired over

the years, I specialize in finding the right mortgage solutions tailored to my clients’ needs,

ensuring they receive the best possible pricing and options. My goal is to educate and guide

my clients through the mortgage process, providing them with the tools they need to make

informed decisions and successfully achieve their homeownership goals.

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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