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mortgage lenders texas

Shelby Helms

Mortgage Loan Origination Officer
NMLS#: 2028253

Phone: (832) 488-5445
shelby@smarterml.com

Hello, welcome to my page.

Shelby Williams

Mortgage Loan Originator | NMLS #2028253

Corpus Christi, Texas

With 5 years of experience in the mortgage industry, I specialize in providing tailored loan

solutions for a wide range of clients across Texas. Whether you’re a first-time homebuyer, a

self-employed borrower, or someone looking to invest in property, my goal is to make the

mortgage process as straightforward and stress-free as possible.

I have extensive experience working with various loan types, including VA, FHA, conventional,

jumbo loans, and bank statement loans. I offer access to hundreds of loan programs designed

to meet the unique needs of my clients, and I’m committed to providing exceptional customer

service every step of the way. My focus is on delivering fast, efficient, and personalized

service—average time to closing is just 13.7 days!

What sets me apart is my ability to bring a fresh perspective to the mortgage process. As a

newer licensed professional, I embrace the latest tools and technologies, ensuring a smoother

and more modern experience for my clients. I strive to simplify the complexities of the home

financing world, helping you make informed decisions that align with your long-term financial

goals.

When I’m not helping clients secure their dream homes, you can find me spending time with my

family, fishing, or exploring the great state of Texas. Whether it’s enjoying a weekend getaway or

discovering a hidden gem in the local community, I believe in taking the time to enjoy life outside

of work.

If you’re ready to start your mortgage journey or just have questions about your options, feel

free to reach out. I’m here to help!

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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