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best mortgage lenders in texas

Tony Gonzalez

Loan Officer
NMLS#: 2665330

Phone: (361) 443-4694
tony@smarterml.com

Hello, welcome to my page.

Whether you are purchasing an existing home, refinancing your current property, or considering a construction-to-permanent loan, Tony is the ideal professional to guide you through the process. With a commitment to treating all clients with the utmost respect and professionalism, Tony is dedicated to helping individuals with all credit profiles. His personalized approach ensures that every client receives the time and attention they deserve, making him the trusted partner for all your mortgage needs.

With over 30-years of experience in the home building industry, Tony has a proven track record of helping clients turn their dream homes into reality. Throughout his career, he has worked closely with homeowners, realtors, subcontractors, title companies, and land developers, securing the most appropriate mortgage solutions

Ya sea que estés comprando una casa existente, refinanciando tu propiedad actual o considerando un préstamo de construcción a permanente, Tony es el profesional ideal para guiarte en el proceso.

Con un compromiso de tratar a todos los clientes con el máximo respeto y profesionalismo, Tony está dedicado a ayudar a personas con todo tipo de perfiles crediticios. Su enfoque personalizado garantiza que cada cliente reciba el tiempo y la atención que merece, convirtiéndolo en tu socio confiable para todas tus necesidades hipotecarias.

Con más de 30 años de experiencia en la industria de la construcción de viviendas, Tony tiene un historial comprobado de ayudar a los clientes a convertir sus casas soñadas en realidad. A lo largo de su carrera, ha trabajado estrechamente con propietarios, agentes inmobiliarios, subcontratistas, compañías de títulos y desarrolladores de terrenos, asegurando las soluciones hipotecarias más adecuadas.

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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